The Quiz

For each question, pick the answer that feels most like you.

1. It’s the 1st of the month. Your salary just dropped. What’s your first move?

   Move a chunk straight to savings before I even think about spending.

   Treat myself; I worked hard for this.

   Check my investment portfolio and decide what to top up.

   Send money to family or settle someone who needs help.

   Open my budget spreadsheet and allocate everything before I spend a kobo.

2. Your friend asks to borrow money. You have it, but it’s your backup funds. What do you do?

   Say no, I don’t lend money I’m not ready to lose.

   Offer to help them think through a smarter financial solution instead.

   Give it out, helping people should matter more than the plan right now.

   Check my budget first, then decide how much I can spare without disrupting my plan.

3. You come into unexpected money; ₦50,000 you weren’t expecting. What happens to it?

   Straight into your backup. You don’t even want to think about spending it.

   Finally get that thing I’ve been eyeing. Life is short.

   Put it to work; stocks, a side hustle, or something that grows.

   Share it. Bless someone else with it.

   Assign it a purpose; split it between an upcoming expense, and maybe a small treat.

4. How do you feel at the end of a month when you’ve spent more than planned?

   Deeply uncomfortable. I feel like I’ve lost control.

   Honestly? Not that bad. I enjoyed it.

   Frustrated that money could have been growing.

   It depends, was it for someone who needed it? Then I’m okay with it.

   I’m already reviewing the budget to figure out what went wrong.

5. What does “financial security” mean to you?

   A backup account I never have to touch.

   Being able to afford what I want, when I want it.

   Multiple income streams and assets working for me

   Knowing the people I love are taken care of.

   A clear plan I can follow and trust.